Real Scratchpay Reviews

Read inspiring stories from pet parents who used Scratchpay to save their beloved companions. See how veterinary financing made the difference when it mattered most.

500K+
Pets Helped
4.8/5
Average Rating
98%
Would Recommend
$280M+
Pet Care Financed

Life-Saving Stories

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Max - Golden Retriever
3 years old • Emergency Surgery
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"Max swallowed a tennis ball and needed emergency surgery immediately. We didn't have $4,200 saved up, but Scratchpay approved us in seconds! The surgery was successful and Max is back to his playful self. I can't imagine what would have happened without Scratchpay - they literally saved Max's life."

Treatment Cost & Payment Plan
Total: $4,200 | Scratchpay Plan: $175/month for 24 months
Happy Ending
Max made a full recovery and is back to playing fetch every day!
- Sarah M., Denver, CO
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Luna - Domestic Shorthair
7 years old • Cancer Treatment
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"When Luna was diagnosed with lymphoma, I was devastated. The oncologist said we needed to start chemotherapy immediately, but the cost was $6,800. As a single mom, I didn't have that kind of money. Scratchpay made it possible to start treatment the same day. Luna is now in complete remission and living her best life!"

Treatment Cost & Payment Plan
Total: $6,800 | Scratchpay Plan: $315/month for 24 months
Amazing Recovery
Luna has been cancer-free for 18 months and counting!
- Maria Rodriguez, Phoenix, AZ
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Rex - German Shepherd
5 years old • ACL Surgery
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"Rex tore his ACL playing at the dog park. The vet said he needed surgery immediately to prevent permanent damage, but the cost was $3,500. Our vet recommended Scratchpay, and within minutes we were approved! Rex had his surgery the next day and made a complete recovery. He's running and playing like nothing ever happened."

Treatment Cost & Payment Plan
Total: $3,500 | Scratchpay Plan: $295/month for 12 months
Full Recovery
Rex is back to running and jumping with no limitations!
- Mike Johnson, Austin, TX
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Whiskers - Maine Coon
9 years old • Dental Surgery
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"Whiskers had severe dental disease and needed multiple extractions. His bad breath was getting worse, and he was clearly in pain. The dental surgery cost $2,100, but Scratchpay made it affordable with monthly payments. Now Whiskers can eat comfortably again and his breath doesn't smell terrible anymore!"

Treatment Cost & Payment Plan
Total: $2,100 | Scratchpay Plan: $180/month for 12 months
Pain-Free Life
Whiskers is eating normally and seems so much happier!
- Jennifer Chen, Seattle, WA
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Bella - French Bulldog
4 years old • Breathing Surgery
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"Bella's breathing problems were getting worse due to her flat face. The surgeon recommended palate surgery to help her breathe better, but it cost $5,200. I was worried about her quality of life, but also about the cost. Scratchpay approved me instantly and Bella had her surgery within the week. She can finally breathe normally and sleep peacefully!"

Treatment Cost & Payment Plan
Total: $5,200 | Scratchpay Plan: $245/month for 24 months
Life-Changing Surgery
Bella can now breathe easily and sleep through the night!
- David Kim, Los Angeles, CA
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Duke - Labrador Mix
8 years old • Hip Dysplasia Treatment
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"Duke's hip dysplasia was causing him daily pain. He could barely walk up the stairs and wasn't the active dog he used to be. The treatment plan cost $4,800, but watching him struggle was heartbreaking. Scratchpay made it possible to start treatment immediately. Duke is now pain-free and back to his old self - chasing tennis balls and swimming!"

Treatment Cost & Payment Plan
Total: $4,800 | Scratchpay Plan: $215/month for 24 months
Pain-Free Living
Duke is active again and loves his daily walks and swims!
- Lisa Thompson, Miami, FL
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Shadow - Black Cat
2 years old • Emergency Care
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"Shadow got into some lilies, which are extremely toxic to cats. We rushed to the emergency vet at 2 AM. The treatment cost $3,200 and we needed to start immediately to save her life. Scratchpay processed our application even at that hour! Shadow made a full recovery and I learned to keep all flowers out of the house."

Treatment Cost & Payment Plan
Total: $3,200 | Scratchpay Plan: $275/month for 12 months
Life Saved
Shadow recovered completely with no lasting effects!
- Amanda Foster, Chicago, IL
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Charlie - Beagle
6 years old • Tumor Removal
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"Charlie developed a large tumor on his leg that needed immediate removal. The biopsy and surgery totaled $4,500. As retirees on a fixed income, this was impossible for us to pay upfront. Scratchpay's approval process was so easy and fast! Charlie's tumor was benign and he's doing wonderfully. Thank goodness for Scratchpay!"

Treatment Cost & Payment Plan
Total: $4,500 | Scratchpay Plan: $190/month for 24 months
Cancer-Free
Tumor was benign and Charlie is completely healthy!
- Robert & Mary Wilson, Portland, OR

Video Testimonials

Watch real pet parents share their Scratchpay experiences

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Emergency Surgery Success Story

Sarah shares how Scratchpay saved Max when he needed emergency surgery

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Cancer Treatment Journey

Maria talks about Luna's successful cancer treatment with Scratchpay

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From Pain to Playing

Watch Duke's transformation after hip dysplasia treatment

Your Pet's Story Could Be Next

Don't wait - get your pet the care they need today with Scratchpay financing.

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