Pet Dental Care Financing

Keep your pet's teeth healthy with affordable dental care. From routine cleanings to complex oral surgery, Scratchpay makes dental treatment accessible with flexible payment plans.

Apply for Dental Financing

Why Pet Dental Care Matters

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80%

of pets have dental disease by age 3

Dental problems are extremely common in both dogs and cats, making regular care essential for their health and comfort.

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6x

higher risk of heart disease

Poor dental health increases the risk of heart, liver, and kidney disease due to bacteria entering the bloodstream.

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Silent

pain affects quality of life

Pets hide dental pain well, but untreated dental disease causes chronic discomfort and affects eating and behavior.

Dental Services We Finance

Scratchpay covers all types of pet dental care from routine maintenance to complex oral surgery

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Professional Dental Cleaning

Complete dental cleaning under anesthesia including scaling, polishing, and oral examination with digital dental X-rays.

$400 - $800
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Tooth Extractions

Simple to surgical extractions for damaged, infected, or crowded teeth that cannot be saved with other treatments.

$150 - $600 per tooth
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Periodontal Treatment

Treatment for gum disease including deep cleaning, root planing, and medications to restore gum health.

$600 - $1,500
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Oral Surgery

Complex oral procedures including tumor removal, jaw fracture repair, and corrective surgery for dental abnormalities.

$1,000 - $4,000+
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Dental X-rays

Digital dental radiographs to assess tooth roots, bone health, and identify problems not visible during examination.

$200 - $400
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Pain Management

Pre and post-operative pain medications, antibiotics, and follow-up care to ensure comfortable recovery.

$100 - $300

Common Dental Problems in Pets

Understanding dental issues helps you recognize when your pet needs professional care

Most Common

Plaque & Tartar Buildup

Yellow-brown buildup on teeth that hardens into tartar, leading to gum irritation and bad breath. Requires professional cleaning.

Progressive Disease

Gingivitis

Red, swollen, bleeding gums caused by plaque buildup. Early stage of periodontal disease that's reversible with treatment.

Serious Condition

Periodontal Disease

Advanced gum disease causing tooth loss, bone damage, and systemic health problems. Requires extensive treatment.

Painful

Tooth Root Abscess

Infected tooth roots causing swelling, pain, and sometimes facial swelling. Often requires extraction or root canal.

Traumatic

Broken or Fractured Teeth

Chipped, cracked, or broken teeth from trauma or chewing hard objects. May require extraction or restoration.

Genetic

Malocclusion

Misaligned teeth or bite problems that can cause difficulty eating, tooth wear, and oral injuries.

Real Dental Care Cost Examples

See how Scratchpay makes pet dental care affordable with flexible payment plans

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Buddy - Golden Retriever

Routine Dental Cleaning • 5 years old
Procedure: Annual dental cleaning with minor extractions due to tartar buildup and early periodontal disease
Pre-anesthetic blood work $150
Anesthesia & monitoring $200
Dental cleaning & polishing $400
Dental X-rays $250
2 tooth extractions $300
Pain medication $80
Total Cost $1,380
$115/month
12-month payment plan instead of $1,380 upfront
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Whiskers - Persian Cat

Severe Dental Disease • 8 years old
Procedure: Full mouth extractions due to severe periodontal disease and tooth resorption
Pre-surgical examination $200
Blood work & X-rays $350
Anesthesia (extended) $300
Multiple extractions (12 teeth) $1,800
Surgical closure $400
Pain management & antibiotics $200
Total Cost $3,250
$180/month
18-month payment plan instead of $3,250 upfront
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Max - German Shepherd

Broken Tooth Repair • 4 years old
Procedure: Root canal therapy to save a fractured canine tooth from chewing on hard objects
Emergency dental consultation $150
Dental X-rays & assessment $300
Root canal procedure $1,200
Crown placement $800
Follow-up visits (3) $300
Total Cost $2,750
$153/month
18-month payment plan instead of $2,750 upfront

Dental Care Prevention Tips

Reduce future dental costs with proper at-home care between professional cleanings

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Daily Brushing

Brush your pet's teeth daily with pet-safe toothpaste. Start slowly and make it a positive experience with treats and praise.

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Dental Chews & Toys

Provide approved dental chews and toys that help remove plaque. Look for VOHC (Veterinary Oral Health Council) approval.

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Dental Diet

Feed specially formulated dental diets that help reduce tartar buildup through mechanical action while chewing.

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Regular Checkups

Schedule annual dental exams and cleanings. Early detection and treatment prevent more expensive procedures later.

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Watch for Signs

Monitor for bad breath, yellow tartar, red gums, difficulty eating, or pawing at the face - signs of dental problems.

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Avoid Hard Objects

Don't give bones, antlers, or ice cubes that can fracture teeth. Choose softer alternatives for safe chewing.

Don't Let Cost Delay Dental Care

Your pet's dental health affects their overall wellbeing. Get the treatment they need now with affordable Scratchpay financing.

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