Customer Service

We're here to help with all your Scratchpay questions. Get support for your account, payments, applications, and technical issues from our dedicated team.

How Can We Help You Today?

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Phone Support

Speak directly with our customer service team for immediate assistance with urgent account issues.

1-855-727-2824
Monday - Friday: 8AM - 8PM PT
Saturday: 9AM - 5PM PT
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Live Chat

Get instant help through our live chat feature. Perfect for quick questions and account assistance.

Available on Website
Monday - Friday: 8AM - 8PM PT
Response within minutes
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Email Support

Send detailed questions and receive comprehensive written responses from our support team.

support@scratchpay.com
24/7 submission
Response within 24 hours
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Mobile App Support

Access help and submit support requests directly through the Scratchpay mobile application.

In-App Messaging
Available 24/7
Sync with your account

Common Support Questions

How do I make a payment?

Log into your Scratchpay account online or through our mobile app. You can make one-time payments or set up automatic payments from your bank account.

I forgot my login information

Use the "Forgot Password" link on the login page or contact customer service. We can help you reset your password or recover your username.

How do I update my contact information?

Log into your account and go to Profile Settings, or call customer service. Keep your information current to receive important account notifications.

What if I can't make my payment on time?

Contact us immediately if you're having trouble making payments. We may be able to work out a payment arrangement or provide other assistance options.

How do I dispute a charge?

Contact customer service with details about the disputed charge. We'll investigate and work with you and your veterinarian to resolve any billing issues.

Can I pay off my balance early?

Yes! You can pay off your Scratchpay balance early without any prepayment penalties. This can save you money on interest charges.

Self-Service Options

Handle common account tasks yourself, available 24/7

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Make a Payment

Make one-time payments or set up automatic payments from your checking account.

Make Payment
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View Account Statement

Check your balance, view payment history, and download statements.

View Account
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Update Profile

Change your contact information, phone number, or email address.

Update Info
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Application Status

Check the status of your Scratchpay application or re-apply for additional financing.

Check Status
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Find Veterinarians

Locate veterinary clinics and animal hospitals that accept Scratchpay financing.

Find Vets

Help Center

Browse our comprehensive FAQ section for answers to common questions.

Get Answers