Choose the payment plan that fits your budget. Flexible terms from 6 to 24 months make veterinary care affordable for every pet parent.
Enter your treatment cost to see estimated monthly payments for each plan option.
*Estimates include interest and fees. Actual rates depend on creditworthiness and approval terms.
All Scratchpay plans include the same great benefits with different term lengths to fit your budget.
Get approved in seconds, not days. Our advanced technology provides immediate decisions for emergency situations.
Pay off your plan early without any extra fees. Save money on interest by making additional payments anytime.
Your payment amount never changes. Budget with confidence knowing exactly what you'll pay each month.
Manage payments online or through our mobile app. Set up autopay, view statements, and make payments easily.
We pay your veterinarian directly, so your pet gets immediate care while you make affordable monthly payments.
Get help when you need it with our friendly customer service team available to answer your questions.
Yes! Based on your approval amount and creditworthiness, you'll be able to choose from available plan lengths (6, 12, 18, or 24 months). Higher approved amounts typically qualify for longer terms.
You can pay off your Scratchpay plan early without any prepayment penalties! This can save you money on interest charges. You can make extra payments anytime through your online account.
No hidden fees! All costs including interest rates and any fees are clearly disclosed before you accept your plan. You'll know exactly what you're paying each month and in total.
Payment plan terms are set at approval and generally cannot be changed. However, you can always pay extra or pay off the balance early without penalties. Contact customer service if you're experiencing financial hardship.
Get approved today and select the payment plan that works best for your budget and your pet's needs.
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