Getting veterinary financing through Scratchpay is simple, fast, and designed to get your pet the care they need when they need it most.
From application to treatment, Scratchpay makes veterinary financing straightforward and stress-free.
Complete our simple online application in just 2-3 minutes. Basic information is all that's needed - no lengthy paperwork or complicated forms.
Receive your Scratchpay approval decision in seconds, not days. Know your payment options immediately so your pet can get treatment right away.
Select from flexible Scratchpay payment plans ranging from 6 to 24 months that fit your budget. Multiple options available based on your approval.
Your pet receives immediate care while you make manageable monthly payments through Scratchpay. No delays, no stress, just care when needed.
Fast, secure, and simple application process
The Scratchpay application is designed to be completed quickly at your veterinarian's office or from home. Our streamlined process means less time filling out forms and more time focusing on your pet's health.
Get approved in seconds with our advanced technology
Scratchpay uses advanced underwriting technology to provide instant approval decisions. We look beyond just credit scores to consider your overall financial picture, giving more pet owners access to financing.
Choose the payment option that works for your budget
Scratchpay offers multiple payment plan options to fit different budgets and treatment costs. Whether it's a routine procedure or emergency surgery, we have flexible terms to help make care affordable.
Your pet gets care right away while you pay over time
Once approved, your veterinarian can proceed with treatment immediately. Scratchpay pays the clinic directly, so there's no delay in getting your pet the care they need. You'll start making payments according to your chosen plan.
Don't let cost delay your pet's care. Apply for Scratchpay today and get an instant decision.
Apply for Scratchpay Now