Scratchpay for Cats

From curious kittens to wise senior cats, ensure your feline friend receives exceptional care with flexible financing. Cover wellness visits, emergencies, and specialized treatments with affordable monthly payments.

Apply for Cat Care Financing

Cat Care Services Covered

Scratchpay covers all types of feline healthcare needs at participating veterinary clinics

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Kitten Care

Kitten vaccinations, spaying/neutering, microchipping, wellness exams, and everything your new kitten needs.

$200 - $600
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Dental Care

Professional dental cleanings, tooth extractions, periodontal disease treatment, and oral health maintenance.

$400 - $1,200
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Emergency Care

Urinary blockages, toxin ingestion, trauma care, and urgent medical situations that require immediate attention.

$600 - $4,000+
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Surgery

Spay/neuter, tumor removal, bladder stone surgery, and both routine and complex surgical procedures.

$500 - $6,000+
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Chronic Conditions

Kidney disease, diabetes, hyperthyroidism, IBD, and ongoing management of chronic health conditions.

$200 - $800/month
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Diagnostics

Blood work, X-rays, ultrasounds, biopsy, and comprehensive testing for health issues and diseases.

$150 - $2,000

Common Cat Health Conditions

Cats have unique health needs - Scratchpay covers treatments for all feline-specific conditions

Urinary Blockages

Male cats are prone to urinary blockages, which are life-threatening emergencies requiring immediate catheterization and hospitalization. Treatment costs $1,500-$4,000.

Kidney Disease

Chronic kidney disease is common in senior cats, requiring ongoing medication, special diets, and regular monitoring. Monthly costs range from $200-$500.

Hyperthyroidism

Overactive thyroid glands affect many older cats, treatable with medication, radioactive iodine therapy, or surgery. Treatment ranges $300-$3,000.

Dental Disease

Most cats develop dental disease by age 3, requiring professional cleanings and extractions. Dental procedures cost $400-$1,500 depending on severity.

Inflammatory Bowel Disease

IBD causes chronic digestive issues in cats, managed with prescription diets, medications, and regular monitoring. Monthly treatment costs $150-$400.

Cancer Treatment

Various cancers affect cats including lymphoma and skin tumors. Treatment including surgery, chemotherapy ranges $2,000-$8,000+.

Real Cat Care Cost Examples

See how Scratchpay makes expensive cat treatments affordable with flexible payment plans

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Whiskers - Maine Coon

6 years old • Dental Surgery
Treatment: Full mouth dental extractions due to severe periodontal disease
Pre-anesthetic blood work $200
Dental procedure & extractions $1,400
Pain medication $150
Follow-up exam $100
Total Cost $1,850
$154/month for 12 months
Instead of $1,850 upfront
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Shadow - Domestic Shorthair

3 years old • Urinary Blockage
Treatment: Emergency urinary blockage requiring catheterization and hospitalization
Emergency exam & X-rays $450
Catheterization procedure $800
Hospitalization (3 days) $1,200
Medications & monitoring $300
Total Cost $2,750
$153/month for 18 months
Instead of $2,750 upfront
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Luna - Persian

8 years old • Cancer Treatment
Treatment: Lymphoma diagnosis with chemotherapy treatment protocol
Diagnosis & staging $1,200
Chemotherapy (6 months) $4,800
Supportive care $600
Follow-up monitoring $400
Total Cost $7,000
$292/month for 24 months
Instead of $7,000 upfront
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Mittens - Siamese

5 years old • Kidney Disease
Treatment: Chronic kidney disease management with ongoing care and monitoring
Initial diagnosis & staging $800
Prescription diet (1 year) $600
Medications (1 year) $1,200
Regular monitoring $600
Total Cost $3,200
$178/month for 18 months
Instead of $3,200 upfront

Why Choose Scratchpay for Your Cat

Instant Approval

Perfect for cat emergencies like urinary blockages that require immediate treatment without delay.

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Flexible Payment Plans

Choose payment plans that work for your budget, from kitten care to senior cat chronic conditions.

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All Cat Care Covered

From routine wellness to complex surgeries - we understand cats have unique healthcare needs.

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Cat-Friendly Vets

Accepted at veterinary clinics specializing in feline medicine and cat-only practices nationwide.

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No Prepayment Penalties

Pay off your cat's treatment plan early to save on interest - perfect for ongoing treatments.

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Stress-Free Approval

Quick, quiet approval process that won't stress you or your sensitive feline during medical needs.

Your Cat Deserves Purr-fect Care

Don't let cost prevent your feline friend from getting the specialized treatment they need. Apply for Scratchpay cat financing today.

Apply for Cat Financing Find a Cat-Friendly Vet