Emergency Pet Care Financing

When emergencies strike, don't let cost delay life-saving treatment. Get instant approval for emergency veterinary care with Scratchpay financing.

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Common Pet Emergencies We Cover

Scratchpay provides immediate financing for all types of veterinary emergencies

🚗

Vehicle Accidents

Hit by car, trauma injuries, broken bones, internal bleeding requiring immediate surgery and hospitalization.

$2,000 - $15,000+
☠️

Poisoning/Toxicity

Chocolate, xylitol, rat poison, antifreeze, or plant toxicity requiring decontamination and supportive care.

$800 - $5,000
🔄

Bloat/GDV

Gastric dilatation-volvulus in large breed dogs - life-threatening condition requiring emergency surgery.

$3,000 - $8,000
🚫

Urinary Blockage

Male cats with blocked urethras requiring catheterization, hospitalization, and monitoring.

$1,500 - $4,000
🦴

Fractures & Breaks

Broken bones from falls, accidents, or trauma requiring orthopedic surgery and repair.

$2,500 - $8,000
🫁

Breathing Difficulties

Respiratory distress, pneumonia, or airway obstruction requiring oxygen therapy and intensive care.

$1,000 - $6,000
🩸

Severe Bleeding

Lacerations, internal hemorrhage, or clotting disorders requiring blood transfusions and surgery.

$1,500 - $7,000
🔥

Seizures/Neurological

Status epilepticus, brain trauma, or neurological emergencies requiring intensive monitoring.

$1,200 - $5,000

Real Emergency Scenarios

See how Scratchpay helps in actual emergency situations

🚨

Max - Hit by Car Emergency

Golden Retriever • Multiple Trauma

Emergency Timeline

6:30 PM
Max hit by car, rushed to emergency vet
6:45 PM
Triage assessment, X-rays ordered
7:15 PM
Scratchpay application approved instantly
7:30 PM
Emergency surgery begins
Emergency exam & triage $400
X-rays & diagnostics $800
Emergency surgery $4,500
Hospitalization (5 days) $2,200
Medications & follow-up $600
Total Emergency Cost $8,500
$354/month
24-month payment plan instead of $8,500 upfront
☠️

Bella - Chocolate Poisoning

Labrador • Toxicity Emergency

Emergency Timeline

9:00 PM
Bella ate 2 lbs dark chocolate
9:15 PM
Called emergency vet, advised to come in
9:45 PM
Arrived at ER, Scratchpay approved
10:00 PM
Induced vomiting, started IV fluids
Emergency exam $200
Decontamination $300
IV fluids & monitoring $600
Hospitalization (overnight) $400
Medications $150
Total Emergency Cost $1,650
$138/month
12-month payment plan instead of $1,650 upfront
🚫

Whiskers - Urinary Blockage

Male Cat • Life-threatening Block

Emergency Timeline

2:00 AM
Owner notices Whiskers straining to urinate
2:30 AM
Rushed to 24-hour emergency clinic
2:45 AM
Diagnosed with complete blockage
3:00 AM
Scratchpay approved, catheterization started
Emergency exam & X-rays $450
Catheterization procedure $800
Hospitalization (3 days) $1,200
IV fluids & monitoring $600
Medications $200
Total Emergency Cost $3,250
$181/month
18-month payment plan instead of $3,250 upfront

Emergency Warning Signs

Know the signs that require immediate veterinary attention

🫁

Breathing Problems

Labored breathing, gasping, blue gums, or inability to breathe normally

💔

Collapse/Unconscious

Sudden collapse, unconsciousness, or inability to stand or walk

🩸

Severe Bleeding

Heavy bleeding that won't stop, blood in vomit or stool

🌡️

Extreme Temperature

Body temperature above 104°F or below 99°F, hypothermia

Seizures

Convulsions, continuous seizures, or neurological symptoms

🤮

Severe Vomiting

Persistent vomiting, especially with blood or bile

👁️

Eye Injuries

Obvious eye trauma, sudden blindness, or severe eye pain

🔄

Bloated Abdomen

Hard, distended belly with attempts to vomit (especially in large dogs)

Emergency Preparedness

Be prepared for pet emergencies before they happen

📋

Emergency Kit

Keep these items readily available for pet emergencies:

  • Emergency vet contact numbers
  • Pet carrier or blanket for transport
  • First aid supplies
  • Current medications list
  • Scratchpay account ready to use
📱

Emergency Contacts

Save these important numbers in your phone:

  • Your regular veterinarian
  • Nearest 24-hour emergency clinic
  • Animal poison control hotline
  • Pet transport services
  • Scratchpay customer service
💰

Financial Preparation

Don't let cost delay emergency treatment:

  • Pre-apply for Scratchpay approval
  • Know your payment plan options
  • Keep Scratchpay app on your phone
  • Understand emergency clinic payment policies
  • Consider pet insurance as backup

24/7 Emergency Support

Get help any time, day or night

Emergency Vet Locator

1-800-VET-HELP

Find 24-hour emergency clinics near you

Scratchpay Support

1-855-727-2824

Account and payment emergency assistance

Poison Control

1-888-426-4435

ASPCA Animal Poison Control Center

Don't Wait for an Emergency

Get pre-approved for Scratchpay now so you're ready when emergencies strike. Instant approval means no delays in life-saving treatment.

Get Pre-Approved Now Find Emergency Vets